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Creditor Harassment

Stop Illegal Creditor Harassment Today

Tenacious Defense in Harford County

Creditor harassment is illegal. Many people who have fallen behind on their payments are unaware that the law protects them from abusive creditor behavior. If your debt collectors are constantly trying to contact you or utilizing other forms of provocation, coercion, or abuse, you should know that you have options. These collection methods are prohibited by federal law. Talk to a Harford County bankruptcy lawyer about your situation to learn about your rights.

Illegal Creditor Harassment

The Fair Debt Collection Practices Act (FDCPA) regulates creditor behavior. If you are the victim of creditor behavior that violates the FDCPA, you may be entitled to compensation. In addition, filing for bankruptcy requires your creditors to stop contacting you.

Some examples of illegal creditor behavior include:

  • Telling you that the amount you owe is more or less than what it really is
  • Using vulgar, abusive, insulting, or demeaning language
  • Constant phone calling designed to harass
  • Calling before 8:00 a.m. or after 9:00 p.m.
  • Calling on Sundays
  • Threatening legal action if no legal action is intended
  • Telling unauthorized third parties about your debt
  • Threatening physical violence
  • Failing to identify himself / herself as a debt collector
  • Contacting you while you are work

You should not hesitate to consult the knowledgeable Harford County creditor harassment attorney at The Isak Law Firm. We are prepared to offer the tough defense necessary to help you overcome this challenge and protect your rights.

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